There are two ways to bet on Mini-Baccarat, the Player's Hands, or the Banker's Hand. Each hand is dealt two cards, the player's hand first, then the banker's. The highest hand in Mini-Baccarat is 9. In terms of determining the score, tens and face cards are worth zero, aces are worth one, and all other cards are worth their face value. The rules for additional cards to each hand after the initial two are as follows:


Having                          Means that.  

1, 2, 3, 4, 5 and 10       The player draws a card

6 or 7                           The player must stand

8 or 9 (a "natural")        The player stands and the banker may not draw


Having   Draws when player       Does not draw when
               takes a third card         player takes a
                                                     third card

3             1-10                              8

4             2-7                                1, 8, 9, 10

5             4-7                                1, 2, 3, 8, 9, 10

6             6-7                                1-10

7             Stands

8-9          Natural (Player may not draw)

Face cards and 10s do not count. If player takes no card, banker must draw 0-5; stands on 6-9. If banker's hand shows 0-2, banker must draw.